SMS Terms

SMS TERMS & CONDITIONS Effective Date: October 5, 2026 These SMS Terms & Conditions apply to text messages sent by or on behalf of 13:22 Agency. PROGRAM DESCRIPTION By opting in to receive text messages from 13:22 Agency, you may receive messages related to: • Your insurance inquiry • Requested information • Appointment scheduling • Appointment reminders • Follow-up communications • Insurance products or services you expressed interest in • Educational insurance information • Promotional communications, when you have provided any consent required by applicable law MESSAGE FREQUENCY Message frequency may vary depending on your interactions with us and the services or information you request. MESSAGE AND DATA RATES Message and data rates may apply depending on your mobile carrier and service plan. 13:22 Agency is not responsible for charges imposed by your mobile carrier. OPTING OUT You may opt out of marketing SMS messages at any time by replying: STOP After opting out, you may receive a final confirmation message. You may still receive communications that are legally permitted or necessary to respond to transactions or requests you separately initiate. HELP For assistance, reply: HELP You may also contact: Email: info@1322Agency.com Phone: 813-748-8262 CONSENT Where required by law, by checking the applicable consent box and submitting your telephone number, you provide your consent to receive the communications described in the disclosure presented to you when you opt in. Consent to receive marketing text messages is not a condition of purchasing any property, goods, or services. AUTOMATED TECHNOLOGY Where specifically disclosed at the point of consent, messages may be sent using automated technology. Your consent applies only as described in the disclosure presented when you provide it. MOBILE CARRIERS Wireless carriers are not responsible for delayed or undelivered messages. Delivery is subject to effective transmission by your wireless carrier and is outside our control. ELIGIBILITY You must be the subscriber or customary user of the mobile number you provide or otherwise have authority to provide consent for communications to that number. PRIVACY Information obtained through the SMS program will be handled in accordance with our Privacy Policy. CHANGES We may update these SMS Terms from time to time. The current version will be posted on our website with the applicable effective date. CONTACT 13:22 Agency 1322 Agency 3959 Van Dyke Rd. Lutz, FL 33558 Email: info@1322Agency.com Phone: 813-748-8262